Terms & Conditions
Please read these Terms and Conditions ("Terms") carefully before using the UmmahFunding platform (the "Service") operated by UmmahFunding Platform ("UmmahFunding", "we", "us", or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you must not use our platform.
1. Eligibility & Account Registration
- You must be at least 18 years old or legally able to enter into a binding agreement.
- You agree to provide accurate, complete, and up-to-date information and safeguard your account credentials.
- Misuse or fraudulent creation of multiple accounts may result in termination.
2. Platform Use and Services
- Campaign Creation: Subject to approval and compliance. Content must not contradict Islamic principles or UK law.
- Donations and Payments: 0% platform fee. Stripe™ applies 1.5% + 20p per transaction.
- Use of Funds: Must strictly follow the campaign purpose.
- Donor Contributions: Optional tips help maintain our free platform.
3. Content and Campaign Responsibility
You retain rights to your content but grant UmmahFunding a license to use it for platform and promotional purposes. You are solely responsible for your uploaded materials.
4. Verification and Compliance
We may request additional verification at any time. Failure to comply may lead to suspension or removal.
5. Refunds
Donations are generally non-refundable. However, in cases of confirmed fraud or misuse, refunds may be issued at our discretion.
6. Disbursement of Funds
- Funds are typically disbursed within 7–14 working days.
- Minimum withdrawal threshold is £100.
7. Prohibited Activities
Do not use our platform to:
- Misuse funds or upload false information
- Promote hate, violence, or sectarian views
- Harass, impersonate, or defraud users
- Violate UK laws or Islamic ethics
8. Intellectual Property
All content and branding belong to UmmahFunding. Reuse is not permitted without prior written consent.
9. Third-Party Links and Services
UmmahFunding is not responsible for external content or services linked on our platform.
10. Limitation of Liability
We are not liable for loss of funds, third-party issues, or indirect damages. Total liability is capped at your last donation or £100, whichever is lower.
11. Account Termination
We may suspend or terminate your account for violations or suspected fraud. You may also close your account at any time.
12. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes fall under the jurisdiction of English courts.
13. Changes to Terms
We may update these Terms from time to time. Continued use of the platform constitutes acceptance of the new Terms.
14. Privacy and Cookies
Please refer to our Privacy Policy and Cookies Policy. By using our platform, you agree to our data handling practices.
15. Contact Us
For questions or concerns, contact us at:
support@ummahfunding.com